APY = Annual Percentage Yield. Rates effective as of August 31, 2020.
For terms of less than one year, interest is paid at maturity. Terms one year or greater are compounded quarterly.
For a complete list of rates offered by Belmont Bank & Trust, please contact a personal banker at 773.589.9500 or 312.754.2600
Kasasa Cash* Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $50,000 | 1.25% | 1.25% |
| $50,000+ | 0.10% | 1.00% to 0.48% |
| Qualifications not met | 0.01% | 0.01% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction
- At least 12 debit card purchases
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver* Learn More
| Tier | Interest Rate | APY |
|---|---|---|
| 0 - $100,000 | 1.00% | 1.00% |
| $100,000+ | 0.10% | 1.00% to 0.55% |
| Qualifications not met | 0.01% | 0.01% |
Qualifications
Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction
- At least 12 debit card purchases
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.