Compare Our Accounts
High Interest
Free Kasasa Cash® Checking
Learn MoreFees
FREE
Best For
Higher Balances
Rewards
- 1.50% APY on balances up to $50,000
- 1.50% to 0.57% APY on balances over $50,000 depending on balance in account
- 0.01% APY if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
Monthly Service Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$50
Cash Back
Free Kasasa Cash Back® Checking
Learn MoreFees
FREE
Best For
Debit Card Transactions
Rewards
- 4.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
Monthly Service Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$50
View All Accounts
Kasasa Cash:
*Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means the current statement cycle.
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.
Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Cash account earn an interest rate of 1.49% resulting in an APY of 1.50%; and daily balances over $50,000 earn an interest rate of 0.10% on the portion of the daily balance over $50,000 resulting in a range from 1.50% to 0.57% APY depending on the account's daily balance.
When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be 0.01% resulting in a non-compounding annual percentage yield of 0.01%.
Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 10/07/22.
APY calculations are based on an assumed balance of $50,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$50.00 minimum deposit is required to open the account.
Monthly eStatements are a condition of this account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
Limit of 1 account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa Cash is a trademark of Kasasa, Ltd., registered in the U.S.A.
Kasasa Cash Back:
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means the current statement cycle.
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.
Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $200.00 [PIN-based/signature-based] debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$50.00 minimum deposit is required to open the account.
Monthly eStatements are a condition of this account.
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
Limit of 1 account per social security number.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa Cash Back is a trademark of Kasasa, Ltd., registered in the U.S.A.